My Early Christmas Gift
Since 2018, I've dedicated my time as a volunteer with the Citizen Advice Bureau, serving as a Financial Mentor. Recently, I received an incredible early Christmas present—an awarded scholarship that has allowed me to enhance my skill set with another qualification: Consumer Credit (Level 5).
This course is an immersive journey into pivotal areas, encompassing:
Understanding the Legislative Framework: Grasping the regulations governing consumer credit provision in New Zealand.
Exploring Consumer Credit Stakeholders: Delving into the intricate network of stakeholders within this sector, from regulators to diverse credit providers, consumer advocacy groups, and dispute resolution services.
Mastery of Credit Contracts and the Consumer Finance Act 2003 (CCCFA): Delving into the cornerstone legislation influencing consumer credit provision in New Zealand and its application in financial mentorship.
Responsible Lending Guidance: Navigating the Responsible Lending Code to provide crucial advice for clients regarding debt management and prudent borrowing.
Recognizing Repayment Challenges: Acquiring the skills to identify warning signs of borrowers facing repayment difficulties. Understanding the available support options during such challenging times, including insights into the hardship process.
Understanding Credit-Related Insurance: Examining credit-related insurance products and their potential advantages when marketed responsibly, offering crucial protections for borrowers.
Navigating Credit Reports: Exploring credit reports and analyzing their contents effectively.
If you know anyone seeking assistance with debt management, consumer credit, asset finance, or related matters, I'm here and eager to help.
Call, Text or E-Mail to discuss:
Julia@brokerintel.net
020 41560804