Don’t forget to live now
Financial planning is an essential part of achieving your financial goals, whether it's saving for retirement, a down payment on a house, or your child's education. But financial planning is not just about saving money; it's also about making sure you're able to enjoy life while you're still young and healthy and be able to live a rich life, being able to have those experiences you would like to have.
Many people make the mistake of saving for retirement at the expense of living a fulfilling life. This can lead to regret when they finally retire and are no longer able to do the things they've always dreamed of doing. When you are 80 you will not be able to have a roundtrip through Europe anymore or climb the Mount Everest.
Saving for retirement is important, but it's also important to enjoy the present moment. You don't have to delay all of your dreams until you retire. It's so important to remember to live for today while you're still young and healthy. Don't put off all of your dreams until you retire. Make time for the things that make you happy and don't take life for granted. Here are some tips for living for today:
Set aside time for yourself each day to do something you enjoy. This could be anything from reading a book to taking a walk in nature, create experiences.
Make time for friends and family. These are the people who care about you most and will be there for you through thick and thin. Create experiences with them
Don't be afraid to step outside of your comfort zone. Try new things and experience all that life has to offer.
Learn to appreciate the little things. The small moments in life are often the most precious.
Don't take life for granted. You never know what the future holds, so make the most of every moment and do things while you still have the opportunity.
Remember, life is short. Don't wait until it's too late to start living it to the fullest get those experiences, while you still can. There are many ways to balance saving for retirement with enjoying life. Here are a few tips:
Create a budget and stick to it. This will help you track your income and expenses, and make sure you're not spending more than you earn.
Set financial goals. This will help you stay motivated and on track.
Contribute to a retirement savings plan. This is a great way to save for retirement tax-deferred.
Make the most of your employer's benefits. Many employers offer matching KiwiSaver contributions.
Seek professional advice. A financial advisor can help you create a personalized financial plan that meets your individual needs.
Financial planning is an important part of a successful life. By taking the time to plan for your future, you can ensure that you're able to enjoy the present moment and achieve your financial goals.
Please consider making an appointment with me, a financial advisor, to discuss your financial goals and create a plan that's right for you. I can help you balance saving for retirement with enjoying life.
Call, Text or E-Mail to discuss:
Julia@brokerintel.net
020 41560804
