Total Permanent disability

Total permanent disability (TPD) insurance is a type of insurance that provides financial protection in the event that you become permanently disabled and are unable to work. TPD insurance can be obtained through various insurance providers. To get started, you can research and compare different insurance policies, coverage levels, and premiums to find the best option for your needs and budget or you let me do that for you. Once you have chosen a policy, I will help you to complete an application and provide medical information to the insurance company.

There are several reasons why you may want to consider TPD insurance. Firstly, it can provide financial support to cover the costs associated with your disability, such as medical treatment, rehabilitation expenses, and ongoing care. Also, the TDP benefit pays out a lumpsum, which can be invested to replace loss of income, due to the disability. This can help ease the financial burden on you and your family during a difficult time. Secondly, TPD insurance can provide you with peace of mind knowing that you are protected in the event of a permanent disability. Finally, TPD insurance can also be used as an estate planning tool to help ensure that your assets are protected and distributed according to your wishes if you become permanently disabled.